Territory Health Fund prides itself on offering products with generous benefits. We review these benefits each year to ensure we maintain a very competitive and value for money product. We also want you to experience the genuine value we offer our Members thanks to our generous benefits that grow each year.

Below you'll find all of the details of our benefit changes which will take effect on 1 April 2024.

Extra’s benefit improvements

As a Member focused health fund, our priority is you. We are driven to design and deliver exceptional value products, whilst maintaining a simple and satisfying experience for our Members. To keep our commitment to you, we review our products and benefits annually to ensure we continue to help people living in our communities live better lives through better health.

We’ve listened to Member feedback and we are pleased to share the following improvements to our extras products that come into effect 1 April:

 

Dental 

Type of Service / Benefit

Level of Cover

  

Ultra Extras / Premium Extras^

Essential Extras

Select Extras

Young Extras / Singles and Couples Combined Cover^

  
 

Diagnostic 

Comprehensive and periodic oral exam

from $50 to $54

from $35 to $39

from $40 to $44

from $38 to $42

  

X-Rays

from $32 to $35

from $22 to $24

from $25 to $27

from $24 to $26

  

^No longer available for purchase

 

Type of Service / Benefit

Level of Cover

 

  

Ultra Extras / Premium Extras^*

Essential Extras*

Select Extras*

Young Extras* /          Singles and Couples Combined Cover^

 

  
   

Preventative

Removal of plaque and/or stain

from $42 to $46

from $29 to $32

from $34 to $37

from $32 to $35

    

Shaping and polishing of an existing filling

from $23 to $26

from $16 to $18

from $18 to $20

from $17 to $19

    

Scale and clean - initial and subsequent appointments

from $84 to $89

from $59 to $63

from $67 to $71

from $63 to $67

    

Enamel                        micro-abrasion                 (per tooth)

from $32 to $35

from $22 to $24

from $25 to $27

from $24 to $26

    

Fluoride treatment              (one treatment)

from $22 to $24

from $15 to $16

from $18 to $19

from $17 to $18

    

Fluoride treatment - home application      (per arch)

from $26 to $29

from $18 to $20

from $21 to $23

from $20 to $22

    

Silver fluoride                    (per tooth)

from $26 to $29

from $18 to $20

from $21 to $23

from $20 to $22

    

^No longer available for purchase * Includes Care/Support Variations

 

Group Therapy – Physiotherapy and Exercise Physiology

 

Type of Service   / Benefit

Level of Cover

 

  

Ultra Extras / Premium Extras^*

Essential Extras*

Select Extras*

 Young Extras* /

Singles and Couples Combined Cover

 

  
   

Physiotherapy

group therapy

Group therapy sub-limit removed.

 

Combined physiotherapy and exercise physiology         sub-limit of $700 applies.

Group therapy      sub-limit removed.

 

Combined physiotherapy and exercise physiology

sub-limit of $500 applies.

Group therapy

sub-limit removed.

 

Full physiotherapy sub-limit of $500 per person, up to $1,000 per policy applies.

 

Group therapy

sub-limit removed.

 

Full physiotherapy benefit limit of $400

per person, up to

$800 per policy

applies.

    
   

Exercise physiology

group therapy

N/A

N/A

    

^No longer available for purchase * Includes Care/Support Variations

 

 Health aids and appliances

 

Type of Service / Benefit

Level of Cover

 

  

Ultra, Premium Care/Support, Essential Care/Support, Select Care/Support,Young Care/Support, Pure Care/Support Extras.

 

  
   

Current

New

    

Compression garment *

$200

$500

    

*This does not include Compression Stockings – separate claiming criteria apply for these items.

 

We’re here to help! If you have any queries or would like to discuss your cover, please don’t hesitate to contact one of our friendly team members.

Your well-being remains our top priority, and we are committed to providing you with benefits that cater to your needs.