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Australia’s health is important to the Government, and they want all Australians to enjoy the benefits that come with living a healthy lifestyle.
The Federal Government has certain incentives in place to encourage you to take out private health insurance and keep it. Find out how the Australian Government Rebate, Lifetime Health Cover loading or the Medicare Levy Surcharge could affect your premiums based on your income or age.
In late 2017 the Health Minister announced a number of wide ranging private health insurance (PHI) reforms that come into effect in 2019. These reforms will focus on improving affordability and reducing the complexity of private health insurance products.
Depending on your income, you may be entitled to the Australian Government Rebate on private health insurance, which gives you a lower premium.
If you're over 30 and don't have health cover, Lifetime Health Cover will affect the amount you pay for your health insurance.
The surcharge applies to higher income earners that don't have private health insurance, so having hospital cover can cut down on paying additional tax.
